[Baynative]

"...do they have cable? Do they buy new cars or used? Do they have the latest cell phones and the expensive plans?"

Of course they do ...this is the 21st century.

They live comfortably and are raising two wonderful boys who do not go to government school. -- The irony is they both work for the state. My son is a Fire Department Captain. his wife a lobbyist for CPS. They feel a calling as did I when I was younger.

[KC Burke]

The point of the article is that early savings, or starting NOW whatever the day is, will get you a long way with time. Saving is a habit. Not touching it except for capital improvement is a habit. Diversification to avoid down turns is a habit.

I can see you wish they had this one habit in their well behaved life — perhaps they can pick it up because, of course, they never listen to we parents.