I just want to know how the insurance rates compare.
If the area is as deadly as the media portrayed it for decades since it became a lefty fun fact in the 60s, then the rates must reflect all those disappearing ships and people, and aircraft.
I wouldn’t be surprised if the insurance rates are a bit higher, not because they need to be but because they can get away with it. Although my understanding is most of the locals only believe in it when it comes time to sell t-shirts, so maybe they can’t get away with it.
Lloyds does NOT charge extra:
http://www.history.navy.mil/faqs/faq8-1.htm
That should pretty much end it right there.