I would suggest you go with the State Farm plan. Seems like the penalty for individual mandate might be delayed a couple years, anyway. So you are saying that the State Farm is not 0bamacare-compliant?
Just be sure that you are underwithholding a bit on your federal income taxes, so you have to pay a bit each April.
If I have heard correctly, they cannot make you pay the penalty for not having a compliant policy. They can only take the amount out of any return due you.
Despite what Chief Justice Roberts implied, it is not a tax, nor is it called that in the legislation. It was always NEVER A TAX.