BTW, what do you call what the federal reserve has been doing for many months now pumping money into the stock market? If you have a retirement, it's probably hooked into stocks and bonds. The fed is creating something out of nothing and all that is backing the greenback these days is faith that our nation will pay its bills on time (not that it actually can).
Especially when it comes to "pushing" payments as opposed to "pulling" payments the way CCs do. It eliminates much of the headaches such as fraud, pull backs, and customer record keeping that the CC companies and vendors have to deal with.
Only people who don't belong there think that stock value is money until it's sold. It's a fake price created with bogus money, and it evaporates if people start cashing out.