I wish the whole thing would go away. You can accommodate for the relatively small number of people who have “enrolled” in an exchange. (Real enrollments or not, who knows.) They can invent a “Gold/Silver/Bronze Come All Ye Exchange People” plan to cover a couple thousand people.
It’s the 10-15 million people left scrambling who have an immediate need for some way to protect themselves. There’s not enough time left to put them somewhere. The day the insurers knew they’d lose that revenue and acquire all these new additional costs, affordable policies vanished.
If you pushed the button tomorrow -- and all those Obamacare coverage mandates vanished into thin air -- the insurers would be offering those 10-15 million people their old policy (or something akin to it) within hours.
They would jump thru hoops not to lose these customers.
Problem is, of course, nobody's going to push that button...tomorrow.