Its a good time to buy ....loans are dirt cheap
I follow Brink's truck around hoping doors will open and bags will fall-out. Happened once in 80s in New Brunswick, NJ, and guy returned the money, and got a big "thanks" from the bank. The community reacted, withdrew acc'ts and FDIC had to step-in to save bank's ass.
LOL.
If you can get them
Residenrial is still doable but harder
Commercial is very very difficult for small biz
Nearly all loans are 50% LTV
And underappraised
Not easy trust me