I don’t cook beans in my chili-I cook them seperately and let everyone add as much as they want. But that menu stuff sounds like spicy spaghetti sauce to me-in my youth, I had a boyfriend from Houston who was mostly coonass, and he used to put bell peppers and gumbo file in his “chili”, no beans anywhere-he called it “Creole chili”, but I called it Creole spaghetti sauce...
I’ve never heard of “gumbo file.” Never eaten gumbo either.