Twice I have called to pay off a hospital bill and both times they offered to ‘settle’ without me even asking. The result was a reduction of anywhere from 30%-50%. I think there is a padding in the bill that they can take out if you pay in full. If you call a billing office to pay off medical expenses, ask about any discount for paying it off in full.
We’ve done the same thing. We weren’t looking for a ‘discount’, but we were offered it! Yes, there must be padding in bills to offset those who have no intention of ever paying them. The medical institutions and companies must be happy to get money from folks who are willing to pay.
That's pretty good. A local hospital offers a big 10% off.
I think there is a padding in the bill that they can take out if you pay in full.
There is so much padding in bills from hospitals that they sometimes take off as much as 90% for certain payers on some charges.