And then there’s the one reason to not switch:
convenience.
Yeah the CUs like to say they’re convenient. But my bank has a branch half a mile from where I’m sitting, another 1 mile from, and a branch in my favorite grocery store. I did a CU and a bank for a while for a car loan, but I never did anything with the CU, they just weren’t convenient.
“And then there’s the one reason to not switch:
convenience.”
It’s rare that I go to a branch anymore. With all the interlocking ATM agreements and online banking, there’s simply no need.