It’s probably a carpet beetle — the fuzziness gave it away.
They are found in gardens and in houses.
http://buginfo.com/article.cfm?id=42
SNIPPET: “The beetles we more commonly think of when we speak of “carpet” beetles are some very small ones, most with sort of a checkerboard pattern of black, white, and orange colors on its back. This is the adult stage, and in a sense this is not the stage that you need to worry about, because the adults do not feed on wool fabrics. Instead, they feed on pollen and other plant tissues outside in the garden. However, since little carpet beetles only come from bigger carpet beetles, then the adult beetles are unwelcome in the home too.”
More photos and info here:
http://www.livingwithbugs.com/carpet_beetle.html
Thanks, but no, that’s not the critter. This one has the markings of what my pic was but isn’t hard shelled. Also, no white. Just orange and black. I used the wrong word with fuzzy, it’s more like those sticky out bumpy things on caterpillars, sort of... like rash bumps but pointier??