Two months after passage of the "Affordable Care Act", we were notified that our premiums would go up 35%. We got a letter from BCBS explaining the increase and what a good thing this was. Now my 26 year old dependent child could stay on my plan. Additionally, there was now no coverage ceiling. Neither of those are things I would have sought on my own dime. I don't agree with FORCING the companies to provide these to everyone! A choice would be fine, but not a mandate!
A year later, May 2011, BCBS notified us that there would be another 33% increase in our monthly premium. That equates to an 80% increase in two years. The employees voted to abandon the BC plan and chose to go with a lesser company with a lesser plan. We still pay about 40% more than we did before Obamacare and we have a less-generous policy.
It drives me nuts when I hear opponents of the health care bill argue that it has caused health insurance premiums to rise "7 to 9%". Could our company possibly be the only one that has experienced such a large increase? (see link) Another thing that drives me nuts - why do they continually allow Dems to call it the "Health Care" Bill? It's really a "health insurance" bill. Dems and the liberal press love to say, "15 million Americans have no health care" - they lie! Maybe 15 million Americans have no HEALTH INSURANCE, but they all have health care. No one in America has to do without care! They also love to drag out some poor guy who lost his job in the down economy, saying along with his job, he also lost his "health care"! Again, NOT! He may have lost his health insurance, but he still has access to health care.
Has anyone else out there experienced a rise in premiums like this?
http://factcheck.org/2011/10/factchecking-health-insurance-premiums/
Of course, when Democrats calculate the “cost” of the legislation, they don’t include any of the added expenses they caused to come out of the average family’s budget.
Yes they did. Am I surprised, no.
I bill insurance companies every day, and not only have my personal premiums gone up, but insurance companies in general started going berserk in March of 2010. I used to be able to tell you, to the day, when you would receive your EOB’s from Blue Cross or Cigna. Now, processing times are double or more and it’s a crap shoot how much, if any, they will pay.
Am I the only one who has seen premiums rise every year for the last several years, even before Obama Care? I actually think it started with Hillarycare dramatically,then several years un- noticeably.. dramatically again a few years ago and noticeably rising for the last four or five. May be just me, I would need to look at the actual costs. What really makes a difference is now, I must be on the base plan, which has a lot of co- pays. O well.
The cost of her prescriptions fully DOUBLED beginning in January 2012.
ALL my diagnostics and copays increased (nearly doubling as well) in January 2012 along with considerable increases in premium payments.
Our premiums have also gone up about 80 % since 2010. I knew it would happen but I didn’t know it would happen this fast. We are self insured so we pay all of the premiums as well as a huge deductible. I can’t wait to confront my congressman who promised the premiums would go down. Do you think there will be townhall meetings this summer?
Increase in deductibles from last year: 150%
Co-Pay increases: 200%
Pay increase from last year: 1.5%.
Since the passage of Omamacare, my family premiums went up 128%. ER costs, outpatient procedures and generic drugs doubled.
The Insurance company (rhymes with FETNA) also severely narrowed their list of preferred medications. Some newer meds copay went from $35 to $65.
We also began getting additional bills for $25 here and $50 there for “fees above customary levels”, as well as letters questioning every claim. EX: was this an auto accident-did this happen on someone else’s property (Is there someone we can sue and get to pay this).
Other than that, it’s been peachy.
Mine has almost tripled from $330 per month for a family of four to $910 a month for the same coverage.
My premiums have doubled since Soetorocare was passed.
Mine now costs just slightly below what I pay for my mortgage. Also the copays have gone up dramatically and the percentage coverage by the insurance company has gone down.
When asked why they no longer offer the higher percentage coverage plans, our rep told us that the insurance companies were starting to get things set up and in line for the new health care act.
Our health insurance premiums have doubled since Obamacare was instituted.
Yes!!! Quite a bit. Employer said it had to do with obammacare.
Mine has not.
Yep...about 25%. I also do not expect it to come down in my lifetime even if obamacare is stuck down.
In short we all got f....
Thanks, Robin Hood-in-Thief.
2004 was the last year I had to buy my own insurance. I paid $112/month for a Blue Cross/Shield PPO policy, fully loaded. That policy went to $250 by 2007 and is now $325.
Gone up? Yes. And after I pointedly asked about rates rising and getting an emphatic “no”.
One quirk though: consenting to an annual “health screening” gets a non-trivial discount. I suppose they know price increases are...irritating...so they’re scrambling to find any way to cut costs, and voluntary gathering of private data helps.