I have sympathy for the insurance company.
I think the reason he says it was black ice or gravel to assure that the insurance company will cover the repairs. That might be in jeopardy if he was speeding. AND his rates, which wouldn’t be high enough with a Lambo, will shoot up in any case. And the value of the car has gone waaaay down for resale purposes.
Dopp’s good luck sure turned fast on him. Poor guy.
I hate insurance companies.
Thugs...