Good points.
But the upside is tremendous once you acknowledge the reality of commercially available LENR. You start in industrial before you go to homeowners, just like was done for so many products preceding it.
Disruptive technology makes waves even among non-technology industries. For instance, let’s say you’re the first homeowner insurance company to allow ecats — that could give you an edge over your competition.
When Rossi is arrested -- again -- the reputation of cold fusion is going to be worse than it already is.
I do not acknowledge the reality of commercially available LENR, only the unproven possibility.
Even commercial installations are subject to standards based equipment design and universally have fire and hazard insurance. When there is damage due to equipment failure, there is liability. For failures of unapproved, nonstandard equipment, the liability falls first on the owner, who will rapidly transfer it to the manufacturer.
Homeowner’s insurance companies don’t assume risk, they manage it. Without a metric for the risk involved, they won’t touch it. There’s just no way to price it.
Again, the Defkalion product brochure pays lip service to agency approvals. Having ushered a few intrinsically safe designs through Factory Mutual approval and even more through UL, I still think certifying a nuclear powered water boiler will be quite a bit more than a slam dunk. Suspending, still for the moment, the disbelief that the device actually works.