It is “free” for a month then they hit you with recurring charges (somewhere in the neighborhood of $20 per month). There is no way to cancel online so you have to call, wait about 30 minutes to speak with someone, then argue with them as they try to talk you out of cancelling. Keep in mind they are only open during work hours so if you have a demanding job and can’t find an hour to deal with the crapola during the day, you are stuck with the recurring charge. Just depends if going through that is worth it to you. The only reson I did it was to make sure I had anything negative on my security clearance application.
My wife used to work in a credit union call center. She said that she spent half of her working time canceling payments to these services for members.