[Steely Tom]

You’re allowed to get a copy of your credit report free of charge from each of the credit reporting agencies once a year. I’ve done it a couple of times. Equifax is one, I don’t remember the names of the others, but its easy to find out. It takes some time; you have to jump through hoops to verify your identity, etc.

As far as your score being hurt by checking, I don’t know, but it seems a bit counterintuitive. Maybe if you checked it dozens of times over a few weeks.

[WOBBLY BOB]

I’ve done that. no credit score is can see on there, just shows where you’ve paid and if there’s any 30/60/90/120 days late...

[stbdside]

The others are Experian and TransUnion.

[ex91B10]

The "Big Three":

Equifax
Trans-Union
Experion