She should give the bank one more call Tuesday. If they still don’t don’t fix it she should shunt the money to a savings account somewhere else, don’t touch the principle for at least a couple of years, skim the interest. If the bank says something give them the money back, if 2014 or 15 comes around and they still ain’t said anything it’s her money.
When they finally come around to claim it, there it is! To touch a cent of it will put her in a world of hurt.
Sure hope your joking, because that is some of the worst advice I've ever heard.
The correct response to this situation is to call the bank again, keep track of names, call the payroll department of her company, keep a record of everyone she has spoken with. Do not transfer any of the money, do not spend ANY of the interest (since it isn't really hers to begin with). In fact, if she can avoid it, don't even use her accounts till this situation is cleared up.
Having worked a bank for many years in the past, it is surprising how long this kind of situation can take to clear up. If the bank's proof department thinks you should have x amount of money in your account, then by God it is very hard to get them to reverse the error sometimes - even if it is a ridiculous mistake in your favor.
The actual tellers in banks really don't care what the check says unless their is cash involved. Especially if it is a regular customer, most banks simply deposit whatever the customers says is the correct amount from the deposit slip. They rely on the proof department to verify the amount, and once the deposit clears it can sometimes be very hard to fix this kind of error.
Terrible advice. She should withdraw the entire amount, fly to Vegas, and bet it all on one spin of the Roulette Wheel. If she wins, she can pay off the mortage. If she loses, it's off to Venezuela until the statute of limitations expires.