[rottndog]

Total hogwash. It started and ended with the banks charging the stores.

So...the banks should just provide a service to the stores for free? The banks should just provide a service to YOU the consumer for free?

[SouthTexas]

Mine does, actually used to get a rebate for using the card over checks.

[bgill]

You're being ridiculous and you know it. Nothing wrong with charging fees to use the card however the banks are burning the candle at both ends. At one end, they're charging the stores. At the other, they're charging the cardholder outlandish fees and 25% interest rates. If you went down to the bank to get a personal loan and they told you it'd be 25% interest plus another charge for the privilege of using their bank, plus large late fees, and heck why not a charge for sending in your payment along with a charge to whatever entity you needed the loan for, what would you do? Any sane person would tell the bank where to stick their loan. You'd get better interest rates and fees from Sly the Loan Shark. But if you're happy with BofA charging a $5 fee every time you bought a $1 pack of gum, then that's your choice.