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You're being ridiculous and you know it. Nothing wrong with charging fees to use the card however the banks are burning the candle at both ends. At one end, they're charging the stores. At the other, they're charging the cardholder outlandish fees and 25% interest rates. If you went down to the bank to get a personal loan and they told you it'd be 25% interest plus another charge for the privilege of using their bank, plus large late fees, and heck why not a charge for sending in your payment along with a charge to whatever entity you needed the loan for, what would you do? Any sane person would tell the bank where to stick their loan. You'd get better interest rates and fees from Sly the Loan Shark. But if you're happy with BofA charging a $5 fee every time you bought a $1 pack of gum, then that's your choice.

But if you're happy with BofA charging a $5 fee every time you bought a $1 pack of gum, then that's your choice.

You're right...it would be my choice. Just as it's your choice whether or not to use BofA. It's BofA's choice to charge whatever they want. I don't care if BofA charged $10 per transaction and %50 interest rates. I simply choose not to use them. So would the vast majority of consumers.

Funny how you bitch about BofA, when it's Walmart and the other retailers who are pocketing that money. When the gubmint limited what banks could charge, YOU didn't and won't see that money in the form of lower prices. BTW...in fairness to BofA, the $5 fee is not per transaction--at least you can be honest here.

Why not just have any fees appear directly on the receipt and get charged directly to the customer?

Sunlight is the best disinfectant. The market will find the solution from there.