I tried that. The only way I could attach the holster was to take my pants off first. Once I got my pants back on I couldn't get my shoulder and arm to bend far enough back to reach the gun..........
I have a small in the waist band which is best for now until I buy something smaller, looking at the Ruger LC9.
I have another gun that people can’t print. It’s in my wife’s purse. I stand in front of her and she pulls it out while they’re looking at me....that’s if she can find it in all the mess.
Use a soft inside-the-waistband holster, cheated toward your strong side and slightly angled (right of center, if you’re right-handed). Make sure your belt is not so tight that you can’t draw properly, and practice the move frequently. I have found that location best to avoid printing, especially with short-sleeve cotton t-shirts.