Dreamers. Just go to any job site, from Mcdonald's to the local road crew and look at all the gray haired workers. Ain't nobody retiring but the upper crust.
The problem is that nobody will hire older workers. What else can they do but take early retirement? It’s a crock.
Agreed for the private sector.
However there are millions of public employees retiring now to a life of luxury with no need to worry about having to work at a real job.