I would rather that the government had stayed out of health care all together. White Cross policies to the elderly at the time medicare was enacted was cheaper and offered better benefits.
Speak up with your solution. I do not feel that I have sufficient research and statistics to even make a recommendation at this point.
As a start, I was wondering what impact charging a premium for part A insurance would have. I also wondered if having an HSA type insurance format would be helpful.
I do know that 90% of the people in Level one ICU during the last month of my Dad’s life chose to voluntarily give up all treatment except pain management, when told the odds were only 50/50.
My solution is the same as yours. People usually flip out when you suggest getting rid of government health care involvement - including medicare/medicaid.
It’s ultimately the only way it will work in a free society, and if you don’t believe that - then you have to accept the government solution of getting only the care they allow you to have, and cutting off care when they say.
But.... absent government, people have to arrange for their own care, and if they don’t, won’t, or can’t then it is up to charity, if it is available - and if it is not, then the result is rather drastic, but less so than with government involvement, I’d submit.
Still, it’s the only way.