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I like Dave. You know I like Dave. I used ‘Financial Peace’ to get me out of debt completely and ahead of the curve. It worked for me!

I closed on my farm re-fi today! Dropped my rate 3%, no pre-payment penalty (because you know d@mn-skippy I’m not taking the full 30 years to pay this puppy OFF), my monthly payment went DOWN $150.00/month, I have no payments for 2 months and money coming back to me from escrow, so my Emergency Fund will be back up where it needs to be once again. All other debt is GONE (and NOT rolled into this re-fi, in case anyone was wondering!)

And since I live in the wonderful Community Property State of Wisconsinstan, I also got to give a big chunk of change to my loser, druggie Ex.

All the dope dealers in the area will be doing a booming business in the months to come as he p*sses all that money away and stares FIFTY in the face with absolutely NO ASSETS.

*SHRUG* I never could get through to him about money or anything else. I did my best and lived up to my end of the marriage even when it was harming me mentally and financially to do so.

I am at (Financial) Peace with my decision. :)