[Anitius Severinus Boethius]

I trust him because he is up front about it. There is no magic formula, it’s hard work, it’s a struggle, and getting out of debt will happen if you take the steps needed.

Dave Ramsey is not telling people how to get rich.

He’s telling them how to get out of debt.

That’s the difference. He has been there. He has made the mistakes. Now he is earning a living by using his experience and his method to teach people how to get out of debt.

Yes, most of what he teaches is common sense, but people who are deep in debt often don’t have that common sense, and he gives it in a way that helps many people.

You can pick at anything and find flaws. Or you can look at results. I know of 6 families that have used the Dave Ramsey method and are on their way out of debt.

One has gone from $40,000 in credit card debt to less than $10,000 in credit card debt in 5 years. They see the light at the end of the tunnel, where before they saw nothing but catastrophe. They did it by the “baby step” method. (Their Church hosted the first sessions and paid for their materials).

So where you might see a hustler, I see someone who has helped save families from self-destruction.

[Dr. Thorne]

This is not the first "Get Dave Ramsey" thread I've seen. You're right. He advises people on how to get out of debt - not how to get rich like so many other ego-driven media financial personalities.

The last thing that the powers that be want is for Americans to get out of debt and disappear from the financial credit/debt record keeping machinery.

[Cinnamontea]

So where you might see a hustler, I see someone who has helped save families from self-destruction.

Exactly right.