Yeah, it’s perfectly legal. Companies are not even required to match if they don’t want to. However, I would be interested in knowing your investment selections. If you’ve been investing consistently for 10 years, your funds should be in positive territory.
Agreed.
Hope so, but maybe not. Thought the SP500 was flat from 98 to 08? Then the crash.
I am “diversified” across the spectrum of investment options available to me.
My last quarter of 2010 shows a rate of return of 1.16%.
Some funds in the mix post18.23% gains.
The last 10 years have been a flop.
I pulled all funds into “bonds” right before the big crash, and did not loose 50%.
But the gains have been REALLY slow.
Mostly American funds split in 7 different funds,
and 7 various others.
Mostly mid to high growth funds, offset by diversified and large blend funds.
Mediocre at best....