I am “diversified” across the spectrum of investment options available to me.
My last quarter of 2010 shows a rate of return of 1.16%.
Some funds in the mix post18.23% gains.
The last 10 years have been a flop.
I pulled all funds into “bonds” right before the big crash, and did not loose 50%.
But the gains have been REALLY slow.
Mostly American funds split in 7 different funds,
and 7 various others.
Mostly mid to high growth funds, offset by diversified and large blend funds.
Mediocre at best....
If inflation starts to kick in then heavily asseted Bonds may not be a good investment vehicle.