[longtermmemmory]

Ramsey gets it wrong too often. ie call your credit card company and tell them you will pay them when you have money. suuuuuure. the account goes into collection and the collection agency takes over.

[LomanBill]

[the account goes into collection and the collection agency takes over.]

 

Uhuh. 

 

And predators in "The Bidness" would NEVER collude to eat the whole fish once it starts sending out the "Helloooo... ping ping ping... I'm a floundering stupid fish - come eat the rest of me" signals....

 

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Some of us were gifted with COMMON SENSE by our family... and don't need to acquire it via "Free" advice. 

 

Mere COMMON SENSE and suspicion of EVERY chunk of "free" bait floating past - that is what's kept cop-kid LEO spawn like me swimming happily in the stream - instead of in the frying pan.   Thanks Dad (and friends)!

[CSM]

“call your credit card company and tell them you will pay them when you have money.”

He only advises a delay in payment for CC bills when a person does not have the money to pay them. This is to ensure that people keep food, shelter and utilities as a priority. It is a reminder that we should not let collectors use our emotions to get a payment at the expense of a rent or mortgage payment.