“call your credit card company and tell them you will pay them when you have money.”
He only advises a delay in payment for CC bills when a person does not have the money to pay them. This is to ensure that people keep food, shelter and utilities as a priority. It is a reminder that we should not let collectors use our emotions to get a payment at the expense of a rent or mortgage payment.
NO on his radio show he said that as if the credit card company would wait and not take any further action. It was HORRIBLE advice.