Live like no one else so that you can LIVE like no one else.
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The key here is BALANCE.
Yes, we can live REASONABLY well and save bundles for retirement. The trick is to be WISE about it.
Just like the saying ‘choose your battles’, it’s about ‘choosing your extravagances’.
I’m all for cutting expenses and my wife and I have done a great job of it.
But the 800lb gorilla in our life is taxes and there isn’t much we can do about them unfortunately.
When I think about how well we could be living if it wasn’t for the enormous burden of taxation - most of which is wasted on graft, corruption, fraud and incompetence - well, I just don’t think about it. Makes me so angry.
Sure. Then the government says “you have too much money. pay your own way. when you die we’ll take half. and go to hell”
The economy is collapsing around us.
Spend like there is no tomorrow. Run up your credit cards to the max, then get more credit cards and repeat.
Should the economy somehow not collapse, stand in line for some OBAMA MONEY!!!$$$
My brother in law is extremely wealthy. We were on the patio yesterday discussing where he parks one of his smaller airplanes and he was talking up saving 10 bucks a day on storage.
I have said, ever since I sold Fuller Brush door to door in the early 70’s to both poor and rich neighborhoods and watched their spending habits regarding my product, “The difference between the rich and the poor is the rich know that money slips through your fingers one dollar at a time.”
Finally convinced hubby last month to get rid of satellite TV—never thought it would happen!
If you have too much, it owns you, you don't own it.
I have been debt free (’cept for the house, which is paid for now) for years - luckily I was able to marry a woman who thinks the same way.
I don't care about the Jones - I do are about my family. Maybe Thoreau was right on some of things he wrote about.
IOW Obama and the Clintons have won. They have pushed americans into accepting living with less.
Atlas Shruggs again.
Another good option is to be a politician and learn to enjoy taking other people’s money.
I worked with a guy that had excess of 1 million when he retired. Also has a great pension and medical retirement benefits. He died six months after retirement.
There is saving and then there is Saving. I could do without some purchases but there are many things that I paid for that are priceless. Last I checked the average age for a male to live is still 75. I have to work to at least age 67 probably will have to work to age 75 once Obama is done spending.
Most likely the bulk of my retirement will be split between my kids and the government.
We buy virtually ALL of our non-food items on craigslist or at garage sales. That said, my wife will get clothing at sales at major stores. Typically she will buy something that had a list price of, say $50 that was discounted at $30 but was finally marked down to something like $7.
BTW, notice I didn’t say “thrift stores”. They work, but garage sales are better. They are also more fun.
And during the winter there are lots of estate sales. People don’t really seem to care what time of the year they die. And since these sales are usually indoors and craigslist offers an easy way to advertise them, they are a whole new gray economy for all of us.
FWIW, I have gotten some AMAZING stuff for literally pennys on the dollar at these events.
Want to retire wealthy? Buy my book on how to retire wealthy. But do NOT buy it from a used book store or worse, a garage sale. And do not borrow it or lend it. I need to retire off the proceeds from the book.
How many of my motorcycles do I have to sell?
mark for later
Does anyone here think that maybe GREED is driving much of this and plays a huge roll in the economic problems of today? Greed not only for money, but for power, fame, and for being desired?
bump
This might work for two income couples with no kids, but for a single person, no way. Where I live, you’d be lucky to find an a 1 bedroom apt. for less than $800 a month. Add utilities, car payment, gas, taxes, food, and you’ll never make it.
It is heartwarming to see all these FReepers asking to be added to the DR ping list.
FReeper camaraderie is the best!
I was seriously bit by the Live Below Your Means bug in 1981. Still haven’t found a cure for it :) Now retired on 15 acres of pine forest. Have absolutely zero debt. Pay cash for everything. Life is good. And I thank the Good Lord for all this every day.
Add me to the list.
Thanks.