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1 posted on 08/16/2010 9:15:36 AM PDT by CSM
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To: Hoosier Catholic Momma; CottonBall; TenthAmendmentChampion; Chickensoup; JDoutrider; ...

Live like no one else so that you can LIVE like no one else.

Dave Ramsey Fan Ping List.

If you would like to be added to the “Live like no one else, so that you can LIVE like no one else” list, feel free to Freepmail me.


2 posted on 08/16/2010 9:16:51 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: CSM

The key here is BALANCE.

Yes, we can live REASONABLY well and save bundles for retirement. The trick is to be WISE about it.

Just like the saying ‘choose your battles’, it’s about ‘choosing your extravagances’.


4 posted on 08/16/2010 9:22:54 AM PDT by J40000
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To: CSM

I’m all for cutting expenses and my wife and I have done a great job of it.

But the 800lb gorilla in our life is taxes and there isn’t much we can do about them unfortunately.

When I think about how well we could be living if it wasn’t for the enormous burden of taxation - most of which is wasted on graft, corruption, fraud and incompetence - well, I just don’t think about it. Makes me so angry.


5 posted on 08/16/2010 9:23:14 AM PDT by chrisser (Starve the Monkeys!)
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To: CSM

Sure. Then the government says “you have too much money. pay your own way. when you die we’ll take half. and go to hell”


7 posted on 08/16/2010 9:25:04 AM PDT by Leftism is Mentally Deranged (Annoying liberals is my goal. I will not be silenced.)
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To: CSM

The economy is collapsing around us.

Spend like there is no tomorrow. Run up your credit cards to the max, then get more credit cards and repeat.

Should the economy somehow not collapse, stand in line for some OBAMA MONEY!!!$$$


8 posted on 08/16/2010 9:25:12 AM PDT by Retired Greyhound
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To: CSM

My brother in law is extremely wealthy. We were on the patio yesterday discussing where he parks one of his smaller airplanes and he was talking up saving 10 bucks a day on storage.

I have said, ever since I sold Fuller Brush door to door in the early 70’s to both poor and rich neighborhoods and watched their spending habits regarding my product, “The difference between the rich and the poor is the rich know that money slips through your fingers one dollar at a time.”


9 posted on 08/16/2010 9:27:20 AM PDT by RobRoy (The US Today: Revelation 18:4)
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To: CSM

Finally convinced hubby last month to get rid of satellite TV—never thought it would happen!


10 posted on 08/16/2010 9:29:24 AM PDT by Elvina (BHO is doubleplus ungood.)
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To: CSM
“stuff”

If you have too much, it owns you, you don't own it.

I have been debt free (’cept for the house, which is paid for now) for years - luckily I was able to marry a woman who thinks the same way.

I don't care about the Jones - I do are about my family. Maybe Thoreau was right on some of things he wrote about.

14 posted on 08/16/2010 9:33:09 AM PDT by ASOC (Alpha India Alpha Three Tango Alpha)
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To: CSM

IOW Obama and the Clintons have won. They have pushed americans into accepting living with less.

Atlas Shruggs again.


16 posted on 08/16/2010 9:34:51 AM PDT by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
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To: CSM

Another good option is to be a politician and learn to enjoy taking other people’s money.


17 posted on 08/16/2010 9:36:23 AM PDT by fruser1
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To: CSM

I worked with a guy that had excess of 1 million when he retired. Also has a great pension and medical retirement benefits. He died six months after retirement.

There is saving and then there is Saving. I could do without some purchases but there are many things that I paid for that are priceless. Last I checked the average age for a male to live is still 75. I have to work to at least age 67 probably will have to work to age 75 once Obama is done spending.

Most likely the bulk of my retirement will be split between my kids and the government.


20 posted on 08/16/2010 9:36:59 AM PDT by outpostinmass2
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To: CSM

We buy virtually ALL of our non-food items on craigslist or at garage sales. That said, my wife will get clothing at sales at major stores. Typically she will buy something that had a list price of, say $50 that was discounted at $30 but was finally marked down to something like $7.

BTW, notice I didn’t say “thrift stores”. They work, but garage sales are better. They are also more fun.

And during the winter there are lots of estate sales. People don’t really seem to care what time of the year they die. And since these sales are usually indoors and craigslist offers an easy way to advertise them, they are a whole new gray economy for all of us.

FWIW, I have gotten some AMAZING stuff for literally pennys on the dollar at these events.


22 posted on 08/16/2010 9:42:00 AM PDT by RobRoy (The US Today: Revelation 18:4)
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To: CSM

Want to retire wealthy? Buy my book on how to retire wealthy. But do NOT buy it from a used book store or worse, a garage sale. And do not borrow it or lend it. I need to retire off the proceeds from the book.


28 posted on 08/16/2010 9:46:11 AM PDT by Puddleglum ("due to the record harvest, rationing will continue as usual")
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To: CSM

How many of my motorcycles do I have to sell?


45 posted on 08/16/2010 10:15:04 AM PDT by Poser (Enjoying tasty animals for 58 years)
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To: HungarianGypsy

mark for later


56 posted on 08/16/2010 11:11:06 AM PDT by HungarianGypsy
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To: CSM
you can never save enough money to feel totally secure if fear is driving you.

Does anyone here think that maybe GREED is driving much of this and plays a huge roll in the economic problems of today? Greed not only for money, but for power, fame, and for being desired?

60 posted on 08/16/2010 11:28:54 AM PDT by ThomasMore (Patrick Henry and Joe Wilson...Patriots past and present!)
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To: CSM

bump


65 posted on 08/16/2010 12:08:43 PM PDT by WashingtonSource
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To: CSM

This might work for two income couples with no kids, but for a single person, no way. Where I live, you’d be lucky to find an a 1 bedroom apt. for less than $800 a month. Add utilities, car payment, gas, taxes, food, and you’ll never make it.


69 posted on 08/16/2010 1:41:13 PM PDT by Amberdawn
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To: CSM

It is heartwarming to see all these FReepers asking to be added to the DR ping list.

FReeper camaraderie is the best!

I was seriously bit by the Live Below Your Means bug in 1981. Still haven’t found a cure for it :) Now retired on 15 acres of pine forest. Have absolutely zero debt. Pay cash for everything. Life is good. And I thank the Good Lord for all this every day.


83 posted on 08/16/2010 4:25:58 PM PDT by upchuck (Unemployment benefits -- the NEW Welfare.)
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To: CSM

Add me to the list.

Thanks.


84 posted on 08/16/2010 5:14:35 PM PDT by Jet Jaguar (*)
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