It is well worth the $$ for me. I recently passed out and was taken to the hospital by ambulance.
Spent one night and had numerous tests to prove that my heart was alright, etc.
the bill was over $11,000.00 I have BCBS as secondary and medicare as primary. I have received a bill from the hospital for $164. I called them about it and they said, it was a mistake and that I owe $0.
So figure for yourself. Without medicare, I would have had to pay 20% of the bill with BCBS.
Oh, also, if you don’t take medicare when at 65, then change your mind? It costs you 7% for each year over 65 when you decide to take out medicare later.
HOpe this helps you make an important decision.
Hope this helps you make your decision.
Of course the doctors opting out of medicare gets larger and larger.