[OldMissileer]

It has been 11 years since we got rid of our last credit card. We pay cash for everything, including our vehicle purchases. We save a little every month and keep/maintain our cars for years.

Our only bills are a mortgage (yes, we did borrow for that) and our utilities.

We try to live within our means and our lack of debt is a nice piece of sunshine in our lives.

[RobRoy]

We have two cards. The Costco american express - and we just got a three figure check last week for our percentage reward for last year - and our “airline” visa that rewards us with miles.

We hardly ever pay cash any more and pay both off every month. The only time I need cash is when I am buying something off Craigslist.

[cherry]

I wish I had your determination....CC are so easy to use....