I work part time as an accounting person for several companies, so I’ve experienced a few of the problems. Personally, I use B of A, and they are quite tolerable because I have a relationship with the asst. manager. I say hi to her every time I go in there. It’s the best way to get personal service. Wells Fargo charges you if you walk in the door and sneeze. Washington Mutual - now Chase - would not deal with a problem that was their fault, (many phone calls, faxes, letters...) and the company ended up taking their money out (and then they apologized). Citibank is changing their fees from no charge checking if you have direct deposit to no fees with $1500 minimum. (effective in Feb 2010) I suspect a lot of the other banks may follow suit, since I keep seeing how they have to charge here and charge there to try and make more money to pay back Obama. So, after all of that, I’m in the same dilemma. I wish I had an answer to your question also.
Funny story about Wells Fargo. I have a mortgage with em. They are always after me to pay by computer instead of the mail.So I lookinto it...and they want to CHARGE me to pay by computer!!!
dumb bunnies.