Agreed. If it helps, our FHA lender didn’t ask where we got our down payment. We sold several large ticket items we had and we’ve saved this year. They’ve never questioned where it came from. Switching lenders may be good advice.
I had a mortgage with Chase. At the time, they had a great rate. Ask around to friends or if you attend chuch to find an honest mortgage broker who deals with a variety of companies.
What other banks are in your area? Anyone have any banks here they like? I hate Bank of America aka illegal alien bank. Wachovia is owned by Wells Fargo. SunTrust is okay. What about Regions or BB&T?
All they asked for regarding personal bank statements was 1 month.
It’s as if I had waited 1 month before applying, they would never have seen the distribution.