I’m up in New Hampshire.
St. Mary’s bank is about the only one I’d consider right now.
I had a business account with Citi, but closed that earlier this year and never even considered them.
I won’t go BOA either.
I went with Wells Fargo because Wachovia is still my personal bank. No help because of that.
Some of the smaller banks are good and just as competitive. I had a commercial real estate loan with small local bank and they were great. Smaller banks usually have better service. BOA or Citi are awful too.
Wachovia is crummy now that they are part of Wells. I would go see St. Mary’s or if you can find a good mortgage broker that someone you know - recommends. The friend recommending needs to be someone who knows what they are talking about. Maybe a mortgage broker who has been in town a long time.