[b4its2late]

Is that $5,000 inpatient? If you have $5,000 on both in and out, you must pay for everything plus $100 a month.

[Nachum]

Most consumer driven plans have a deductable that must apply to hospital, doctors office, and drugs combined. Once met, many will pick up 100% of cost (in your PPO network). Deductables range from as low as 1800 to as high as 5000.

In California, I find that the $3500 is my most popular plan.

[N3WBI3]

I would think at a minimum health insurance should cover one yearly physical, immunizations, and catastrophic services / insanely expensive medication..