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That sounds like a good plan.

We always pay cash and if we do use our credit card; we pay it off each month.

http://www.unusualwaystomakemoney.com/frugal-shopper.html

“How To Be A Frugal Shopper”

SNIPPET: “A frugal shopper has skills and ways of looking at things that help him or her take advantage of the money-saving opportunities in life. There are eleven of these techniques below. You can learn them in a matter of a day or two, practice them for a few weeks, and then save money for the rest of your life.”