[TruthWillWin]

That's not what I was told by someone I knew that worked at a Title company. She said that all they are insuring for is that a search was done and any title recordings are disclosed.

She also said that it is possible for something unrecorded or improperly recorded to show up later and the Title company is not responsible assuming they did that minimal search. Said it rarely happened but in the few cases she remembered when it did they did not cover it.

[Sacajaweau]

The title search is one thing. The title insurance company insuring the mortgage may not be the same company that did the title search. Happens every day. They act in two distint capacities.