Yes, you have to agree to a policy someone else has written on you. I can’t cite any law about it right now, but I know it’s done so people don’t go around taking out large policies on people and then knocking them off.
I might write more when I get a chance, but BionicHand and BadFinger are doing some cooking.
http://news.tbo.com/news/metro/MGB5SEJVN3F.html
That's not strictly correct. Wal mart and alot of companies take insurance out on their employees without their knowledge, even rank and file.
So it depends how things are written up. Would think Trimfast or whatever it is had one....