[LIConFem]

"My mailbox is full to overflowing with CC offers from banks in places I’ve never been, like South Dakota and Michigan.........."

Same here. They go into the garbage, after a short detour through the shredder.

And I'm proud to say that I have neither credit cards nor credit card debt. 'Twas not always thus, but thus it shall remain.

[Red Badger]

We pay our CC in full every month and only use one. We live within our means and don’t go overboard at Christmas and other holidays. It’s not difficult to do. We don’t play “Keep up with the Joneses” and do whatever we can to keep our cost of living down. My 20 year old daughter, on the other hand, is well on her way to bankruptcy..............