I would never think of entering to such an important long term contract without having a lawyer I trusted look it over for me.
I think with generations of one parent households, less educated folks and being offered an opportunity to get into a house they thought they couldn’t afford... they snap at the contract.
What they are not as wise as you to figure out was that the language fooled them. They indeed could NOT afford the house they are in and for the average person the contracts are deceptive.
The whole point of straight language in contracts by law is that common folks can read simply what is going down and they shouldn’t have to find a $400 dollar an hour lawyer to look it over and dumb down for them what is happening.
This will turn on what is expected as plain language for a common person. The law requires plain language. If it is plain language for a law graduate, that might be too high of a standard to survived regarding the judicial systems and their contracts... IMO.
Going to lunch, have a great day.