Hi prairie - regarding your in=laws estate planning - if you’ve been to a lawyer you probably already know this, but our financial planner pointed out to us within the past year that there is a new provision to the law that allows you to add beneficiaries to your IRA’s (in our case our sons) that avoids probate and estate taxes for them upon your death.
(doing my part to get this thread to 100 today)
No IRA’s (or extremely small amount if one exists) in this case MN. Mostly cash / bank assets. But thanks for the post.