I can't tell you how wonderful it is to hear your accounts. You're right - it's not an easy thing to talk about. I was blessed enough to grow up in a family that had these things happen all the time - some of my earliest memories are of my great grandmother telling us about her encounters with her "guardian angel". It was good to have an open family that had similar experiences. Even my disbelieving father reluctantly agrees that strange things happen from time to time!
One dream disturbed me greatly. I dreamt about a childhood neighbor. I dreamt that she was crying because "Joe" had died of sudden heart failure (Joe is the name of both her father and brother). I woke up very upset to the point that I almost asked my mother to check on her dad. Three days later my mother called to say they just found the brother dead in his apartment - he had a reaction to new medication and painkillers and had a heart attack (he was 34). That screwed me up for a long time. That was the only truly upsetting one.
It was about 3 months after we were married that I had that dream and I spent a full day upset and not sure if I should tell him or just suffer for 8 or 9 years. By the end of the day I remembered that he asked me long ago to tell him no matter what I saw, good or bad, so I told him and he insisted that in this case it was "just a dream" but I also know that it is not as horrific as being told you have 6 months from cancer or something.
That is a very long time for us to have lots of fun together and to enjoy life with my children and grandchild(ren).