The bank officer says, "Madam, we'd be happy to assist you. As you may not know, generally with a loan we need something of value that we can use as collateral. Would you have anything of value which could secure a $5,000 loan?
The woman says nothing but puts her car keys on the table and waves to the window. Outside is parked a vintage Rolls Royce that appears to be in perfect condition. "Is that your Rolls?" he asks, somewhat surprised. She nonchalantly nods her head. "Excuse me just a moment," he says.
After a few moments he returns to the office and says, "Everything appears to be in order. The title on the car is clean and there is no lien. We will be happy to accept the car as collateral. If you'll just sign this document I'll go get your cash." He then hands the keys to one of the banks' runners to move the car down to the parking garage.
The blonde gets her money and leaves while the loan officer and several other of the bank employees laugh at the stupid blonde who puts up a $75,000 car as collateral for a $5,000 personal loan.
Two weeks later she is back and turns in the $5,000. He tells her that $13.45 in interest is due, which she pays by check. The loan officer sends a runner for her car and says, "Madam, is it OK if I ask you a question?"
"Sure," she replies.
"Well, while you were gone we did a little checking and we found out that you are actually quite wealthy. In fact, we can't imagine why you would need $5,000 to go on a vacation anywhere in the world? Do you mind telling me why you arranged for that loan?"
"Well," she said slowly, "can you think of anywhere else in Manhattan I could park my Rolls for two weeks for $13.45 and expect to get it back in good shape?"
I guess there are smart blondes.
Shalom.
Shalom.