[spunkets]

"Banks are not required to cash checks period regardless of what bank the check is drawn from"

The check is payable on demand during business hours. Otherwise the check's no damn good. That the fed banking rules.

[maui_hawaii]

I don't know where you got that idea.

Lets say client A has 100,000 in his checking account and he writes you a check for $500.

If you come into the bank and ask to cash it, the bank is under no obligation to cash it for you.

[djf]

Yup. And the UCC codified in all states covers negotiable instruments. Banks have a fiduciary obligation.

You could write a check on a coconut and they would have to honor it.

It is the INTENT of the payer.