[freedumb2003]

I am not in your spot yet, so I haven't done the math.

But my wife got an invitation to join AARP the other day so I can hear the winds a-howlin.

I'll bump the thread and hope we get some answers.

[DonnerT]

I'll bump you here.

There are bound to be freepers around here who could help us steer clear of shylocks and pitfalls.

You who are farther down the road share your experince.