Well, if you don't think Dungee's son's suicide was a distraction to the entire Colts' team, along with the fact that Indianapolis hadn't played an actual game for a month, then you're not all that intelligent yourself.
You might have a point if Dungy didn't have a long history of under coaching in the playoffs. Their playoff loss this year wasn't significantly different in their performance than their playoff loss last year, or the year before, or for the Bucs while Dungy was in Tampa. Some coaches just aren't playoff coaches, and while I like Dungy, and respect him, and felt a certain kinship with him because I lost a good friend the same day his son died, he has established himself as not a playoff coach.