Yes but how many men will put up with living with a girl if he isn't SLEEPING with her?
Not many, I'll admit to you. But we are out there. My wife was suffering from cystitis bouts for a majority of the time we were trial-living together, which meant sex was a no-no. It never really became an issue.
Honestly, hard to say. There are few girls that won't hop into bed without any prodding from the guy, even "nice" girls -- everyone thinks their daughter is an angel. It is somewhat disconcerting actually.
BTW, congratulations! :-)