I do get it through school and technically it is "low cost" but... it's still more than I can really afford.
Of course a high deductable like that would still wipe me out if something went wrong but it's be manageable...
It'd wipe you out only short term. Anyone can take a $2000 hit.... what you can't afford is to take a $100,000 hit from a serious accident. < /my dad's lecturing >
ecurbh and I are at a fairly high deductible now, to keep it affordable.... but it's still $100/mo I think for the two of us.