Is it really about you? This is one of those utilitarian posts, where someone's just seeking practial information, but you seem to need to keep hitting how you never have cash on you, as if it were some accomplishment or point of honor. Fine. Someday you'll really need to have cash on you, and I'm sure your explanation of "simply not having 4-5 dollars in cash" will get you out of whatever the jam is. No one in this household is ever without his or her "emergency twenty," and that includes the eleven-year-old. I'm not literally asking for a response, but I do wonder how you pay for things like a coffee that's $1.25, or a bagel with cream cheese for $1.99. Because I might be that guy behind you in line (along with four or five others), thinking, Does that person really need to do a credit card transaction for something that small?
"Keep hitting"? In reviewing this thread, I have posted exactly once, and that post consisted of two short sentences. Get a grip.
As for why I replied, I was trying to *supply* useful information, which you apparently do not want.
Specifically, your friend believes he's losing some sales due to not accepting credit/debit cards, and he's probably right. I am one of those people who almost always use a check card to pay when I go out to eat. I have literally turned around and left a local restaurant because they had a sign on the door saying 'no credit cards,' not out of spite, but because I had no cash & didn't care to bother with writing a personal check (assuming they'd accept one). So the spending habits of a person like me would seem to be of some relevance to your friend's situation, right? Apparently you don't think so.
IMO, the convenience benefit of accepting credit cards would be partially cancelled out by requiring tips in cash, since I'd still have to check to see if I had adequate cash before going in.
Fine. Someday you'll really need to have cash on you, and I'm sure your explanation of "simply not having 4-5 dollars in cash" will get you out of whatever the jam is.
I would love to hear what hypothetical situation I'd really need $4 for.
No one in this household is ever without his or her "emergency twenty,"
I don't think tipping qualifies as an emergency.
I'm not literally asking for a response, but I do wonder how you pay for things like a coffee that's $1.25, or a bagel with cream cheese for $1.99.
Typically, if I don't have the cash, I don't buy such items. Is that hard to grasp?