I think you'll be surprised just how much he might be able to earn with his Master's degree. Environmental science is a big thing nowadays.
Well, we've already decided that we don't want to go into any further debt again, other than our mortgage payment (which is small...$650 a month). I'm going to practically need a new car soon...and you get a reasonable car for not too much and pay cash for it. There is a lot of little things I'd like to do around the house of course, but we really need to be thinking of saving a bunch of money...we don't have anything put away for the boy's college or our retirement and we aren't young folks, you know? We're a bit behind!
Plus, we'd like to do some leisure stuff...fix up the bug, go on vacations.
But other than that... life, although hopefully less financially anxious, won't change much!