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Why We Should All Have Cash in the House
personal experience today | now | myself

Posted on 08/07/2010 1:00:36 PM PDT by nina0113

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To: ChocChipCookie

Exactly, 200 bucks in a jar in the kitchen.


21 posted on 08/07/2010 1:26:23 PM PDT by eyedigress ((Old storm chaser from the west)?)
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To: Steve0113

You have a point. But someone had to because they wrote it down. They even admitted they have him on tape to verify his voice. I kept asking if he’d talked to the police. He kept saying “The bank did”. I said “No. YOU need to”. He said the bank is handling it. Oh well.


22 posted on 08/07/2010 1:26:47 PM PDT by DJ MacWoW (If Bam is the answer, the question was stupid.)
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To: nina0113

Yep - pretend it’s 1999 again... except make sure you have more on hand. We use a local credit union - would NEVER use BOA or any other large bank. Have even refi’d the mtg with a mortgage company - not a bank! At least we know where the safe is.


23 posted on 08/07/2010 1:26:59 PM PDT by RebelTXRose
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To: nina0113

Part-cash, part commodities would probably be better.


24 posted on 08/07/2010 1:29:12 PM PDT by chuck_the_tv_out ( <<< click my name: now featuring Freeper classifieds)
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To: nina0113

We do the exact oppposite. As soon as checks clear, we withdraw all of it, except enough to pay the currently due bills and leave small amount (~$50) in the account. Use it as check cashing and thats it. Never trust another bank again.

Go all cash, your money is no safer in a bank these days than it is buried in the back yard. The interest is about the same.


25 posted on 08/07/2010 1:30:21 PM PDT by tonyinv (I no longer care enough to even say 'I told you so')
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To: DJ MacWoW
They even admitted they have him on tape to verify his voice.

Case closed. They didn't verify anything.

26 posted on 08/07/2010 1:31:51 PM PDT by Steve0113 (Nearly all men can stand adversity, but if you want to test a man's character, give him power. -A.L.)
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To: tonyinv
The interest is about the same.

That's true, but it's amazing what a thrill I get from seeing that little 12 cents on the statement.

27 posted on 08/07/2010 1:32:46 PM PDT by nina0113
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To: Steve0113

Well that was a given.


28 posted on 08/07/2010 1:33:33 PM PDT by DJ MacWoW (If Bam is the answer, the question was stupid.)
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To: nina0113

Ours was down for two days(credit union) I wondered if they’d been hacked. Your post makes me go hmmmm.


29 posted on 08/07/2010 1:34:06 PM PDT by budwiesest (It's that girl from Alaska, again.)
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To: DJ MacWoW
...what was he to live on for 3 weeks until Aug 1st?

I could actually live on my credit cards for a few months, but I'd hate to do it. I've made a lot of lifestyle changes to pay them down, and there's just one with a balance now.

The thing that freaked me out was not being able to access the cash I do have, and realizing that it really ISN'T cash, it's just bits 'n' bytes in a computer I don't control. I only knew that intellectually until today. Now I really KNOW it.

30 posted on 08/07/2010 1:38:28 PM PDT by nina0113
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To: budwiesest

I asked them that, and they assured me there’d been no security breach. At that point, I was afraid my identity had been stolen (still on the first phone call then).


31 posted on 08/07/2010 1:39:57 PM PDT by nina0113
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To: eyedigress
Exactly, 200 bucks in a jar in the kitchen.

Exactly where in the kitchen?

;-)

32 posted on 08/07/2010 1:41:53 PM PDT by houeto (Get drinking water from your ditch - http://www.junglebucket.com/Jungle-Bucket-1.htm)
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To: Errant
and keep at least two empty 5 gallon gas containers available for use if needed.

Empty doesn't do you any good when needed. Keep them filled and use and refill them every month or two to keep them fresh.

33 posted on 08/07/2010 1:44:55 PM PDT by KarlInOhio (Gun control was originally to protect Klansmen from their victims. The basic reason hasn't changed.)
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To: DJ MacWoW
Well that was a given.

Yep. BTW, another incident we had with BoA was when the tax refund check came, made out to both of us. I don't have an account with BoA, so they insisted that I come in during lobby hours to give them a thumbprint. They said federal law requires it. I refused, and we went to my local bank, where they cheerfully cashed it, no thumbprint. There is no such federal law. BoA tellers are trained to lie to their customers.

34 posted on 08/07/2010 1:46:34 PM PDT by Steve0113 (Nearly all men can stand adversity, but if you want to test a man's character, give him power. -A.L.)
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To: houeto

Just high enough for a .40 caliber bullet to make it through the window. :^)


35 posted on 08/07/2010 1:50:03 PM PDT by eyedigress ((Old storm chaser from the west)?)
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To: nina0113
It is very scary.

And we have a fireplace but no wood. I'm telling Hubby we need to cut down dead trees and stock some wood. He just looks at me, "It's 81 degrees and you want wood?" You bet! Cash, wood and stocked food. He knows it's going to get bad. HE started stocking cash around here. I think he's loath to admit we may be "in for it".

36 posted on 08/07/2010 1:50:43 PM PDT by DJ MacWoW (If Bam is the answer, the question was stupid.)
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To: eyedigress

What did you say your address was?

:^)


37 posted on 08/07/2010 1:51:46 PM PDT by Cyber Liberty (Build a man a fire; he'll be warm for a night. Set a man on fire; he'll be warm the rest of his life)
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To: eyedigress
Just high enough for a .40 caliber bullet to make it through the window. :^)

Perfect!

38 posted on 08/07/2010 1:52:49 PM PDT by houeto (Get drinking water from your ditch - http://www.junglebucket.com/Jungle-Bucket-1.htm)
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To: DJ MacWoW

I bought a truckload of wood last fall, used a miniscule amount for unnecessary fires, and it still makes me happy every time I look at that great big pile.


39 posted on 08/07/2010 1:53:45 PM PDT by nina0113
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To: chuck_the_tv_out

Pistol, rifle and shotgun cartridges of various calibers are a commodity.


40 posted on 08/07/2010 1:56:32 PM PDT by Cyber Liberty (Build a man a fire; he'll be warm for a night. Set a man on fire; he'll be warm the rest of his life)
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